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Interest rates current as at 19/11/2008.
Table 1. Special rates
Interest rates % p.a. All amounts in Australian dollars. Interest paid at maturity (for terms 12 months or less) or annually (for terms greater than 12 months).
| Term | For amounts $100,000 < $250,000 | For amounts $50,000 < $100,000 | For amounts $20,000 < $50,000 | For amounts $10,000 < $20,000 | For amounts $5,000 < $10,000 |
| 4 < 5 months | 6.00% | 6.00% | 6.00% | 6.00% | 6.00% |
| 7 < 8 months | 5.00% | 5.00% | 5.00% | 5.00% | 5.00% |
| 11 < 12 months | 4.75% | 4.75% | 4.75% | 4.75% | 4.75% |
| 36 < 48 months | 5.50% | 5.50% | 5.50% | 5.50% | 5.50% |
| 60 months | 6.20% | 6.20% | 6.20% | 6.20% | 6.20% |
Table 2. For amounts $100,000 to less than $250,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 < 2 months | 1.60% | - | 1.60% |
| 2 < 3 months | 1.90% | - | 1.70% |
| 3 < 4 months | 3.40% | - | 3.20% |
| 4 < 5 months | 6.00% | - | 5.80% |
| 5 < 6 months | 3.40% | - | 3.20% |
| 6 < 7 months | 3.40% | - | 3.20% |
| 7 < 8 months | 5.00% | - | 4.80% |
| 8 < 9 months | 3.40% | - | 3.20% |
| 9 < 10 months | 3.40% | - | 3.20% |
| 10 < 11 months | 3.40% | - | 3.20% |
| 11 < 12 months | 4.75% | - | 4.55% |
| 12 < 24 months | - | 3.40% | 3.20% |
| 24 < 36 months | - | 5.00% | 4.80% |
| 36 < 48 months |  | 5.50% | 5.30% |
| 48 < 60 months | | 4.50% | 4.30% |
| 60 months | | 6.20% | 6.00% |
Table 3. For amounts $50,000 to less than $100,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 < 2 months | 1.50% | - | 1.50% |
| 2 < 3 months | 1.80% | - | 1.60% |
| 3 < 4 months | 3.30% | - | 3.10% |
| 4 < 5 months | 6.00% | - | 5.80% |
| 5 < 6 months | 3.30% | - | 3.10% |
| 6 < 7 months | 3.30% | - | 3.10% |
| 7 < 8 months | 5.00% | - | 4.80% |
| 8 < 9 months | 3.30% | - | 3.10% |
| 9 < 10 months | 3.30% | - | 3.10% |
| 10 < 11 months | 3.30% | - | 3.10% |
| 11 < 12 months | 4.75% | - | 4.55% |
| 12 < 24 months | - | 3.30% | 3.10% |
| 24 < 36 months | | 5.00% | 4.80% |
| 36 < 48 months | | 5.50% | 5.30% |
| 48 < 60 months | | 4.50% | 4.30% |
| 60 months | - | 6.20% | 6.00% |
Table 4. For amounts $20,000 to less than $50,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 < 2 months | 1.40% | - | 1.40% |
| 2 < 3 months | 1.70% | - | 1.50% |
| 3 < 4 months | 3.20% | - | 3.00% |
| 4 < 5 months | 6.00% | - | 5.80% |
| 5 < 6 months | 3.20% | - | 3.00% |
| 6 < 7 months | 3.20% | - | 3.00% |
| 7 < 8 months | 5.00% | - | 4.80% |
| 8 < 9 months | 3.20% | - | 3.00% |
| 9 < 10 months | 3.20% | - | 3.00% |
| 10 < 11 months | 3.20% | - | 3.00% |
| 11 < 12 months | 4.75% | - | 4.55% |
| 12 < 24 months | - | 3.20% | 3.00% |
| 24 < 36 months | | 5.00% | 4.80% |
| 36 < 48 months | | 5.50% | 5.30% |
| 48 < 60 months | | 4.50% | 4.30% |
| 60 months | - | 6.20% | 6.00% |
Table 5. For amounts $10,000 to less than $20,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 < 2 months | 1.30% | - | 1.30% |
| 2 < 3 months | 1.60% | - | 1.40% |
| 3 < 4 months | 3.10% | - | 2.90% |
| 4 < 5 months | 6.00% | - | 5.80% |
| 5 < 6 months | 3.10% | - | 2.90% |
| 6 < 7 months | 3.10% | - | 2.90% |
| 7 < 8 months | 5.00% | - | 4.80% |
| 8 < 9 months | 3.10% | - | 2.90% |
| 9 < 10 months | 3.10% | - | 2.90% |
| 10 < 11 months | 3.10% | - | 2.90% |
| 11 < 12 months | 4.75% | - | 4.55% |
| 12 < 24 months | - | 3.10% | 2.90% |
| 24 < 36 months | - | 5.00% | 4.80% |
| 36 < 48 months | - | 5.50% | 5.30% |
| 48 < 60 months | - | 4.50% | 4.30% |
| 60 months | - | 6.20% | 6.00% |
Table 6. For amounts $5,000 to less than $10,000
Interest rates % p.a. All amounts in Australian dollars.
| Term | Interest paid at maturity | Interest paid annually | Interest paid monthly |
| 1 < 2 months | 1.20% | - | 1.20% |
| 2 < 3 months | 1.50% | - | 1.30% |
| 3 < 4 months | 3.00% | - | 2.80% |
| 4 < 5 months | 6.00% | - | 5.80% |
| 5 < 6 months | 3.00% | - | 2.80% |
| 6 < 7 months | 3.00% | - | 2.80% |
| 7 < 8 months | 5.00% | - | 4.80% |
| 8 < 9 months | 3.00% | - | 2.80% |
| 9 < 10 months | 3.00% | - | 2.80% |
| 10 < 11 months | 3.00% | - | 2.80% |
| 11 < 12 months | 4.75% | - | 4.55% |
| 12 < 24 months | - | 3.00% | 2.80% |
| 24 < 36 months | - | 5.00% | 4.80% |
| 36 < 48 months | - | 5.50% | 5.30% |
| 48 < 60 months | - | 4.50% | 4.30% |
| 60 months | - | 6.20% | 6.00% |
Got a question about Bank Accounts? 
1. Interest rate adjustment may apply on early termination of a term deposit. Full terms and conditions available on request. These may be varied, or new terms and conditions introduced in the future. See the Savings and Investment Accounts Comparison Table for a list of current interest rates and fees. 2. Interest paid at maturity is only available for terms of 12 months or less. 3. Interest rate adjustment may apply if funds are withdrawn before maturity.
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