Download a copy of the Motor Vechicle Tax Invoice form.
Call the Personal Lending Centre on 132 651
Need help to buy a new or used car or a new boat? What about a caravan, or something just too big to put on your credit card, or too small to add to your mortgage?
Westpac has a range of products that can assist you - with the added benefit of lower rates and higher loan amounts than those available with our Unsecured Personal Loan; because we register interest in your car or boat as security for the loan.
The process is simple. You can apply online or call 132 651 - your application should take around 20 minutes.
The rate depends on the loan purpose and how much you want to borrow.
Purpose | Loan amount | Term | Interest rates (pa) | Establishment fee | Monthly Service fee |
New Car1 | $4,000 to $100,000 | 1-7 years | From 11.49% - 12.99% | $250 | $7.50 |
Used Car2 | $4,000 to $100,000 | 1-7 years | From 11.99% - 13.99% | $250 | $7.50 |
Boat3 | $4,000 to $70,000 | 1-7 years | From 13.39% - 14.29% | $250 | $7.50 |
Other4 | $4,000 to $100,000 | 1-7 years | From 13.39% - 14.29% | $250 | $7.50 |
1. Purchase brand new car from dealer only.
2. Purchase or refinance a used car (excludes imported second hand motor vehicles which are not imported to Australia by the manufacturer. A valuation must be available through Redbook.com.au).
3. Excludes boats sold privately.
4. Includes: purchase or refinance a new or used car, refinance other debts; finance the purchase of a caravan, motor cycle, used boat, or other acceptable personal borrowing where a motor vehicle can be provided as security.
5.Car must be no older than seven years of age
New Car loans based on the designated amount of $30,000 (secured) for a term or 5 years have a comparison rate of 12.36% pa*.
Used Car loans based on the designated amount of $30,000 (secured) for a term or 5 years have a comparison rate of 13.15% pa*.
Boat and Secured Personal Loans for other purposes based on the designated amount of $30,000 (secured) for a term of 5 years have a comparison rate of 14.65% pa*.
View our comparison rate schedules (also available at our branches).
All applications remain subject to loan security guidelines and normal credit guidelines.
Got a question about Personal Loans? 
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* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
The comparison rate schedule for our Personal Loan products can be obtained from any of our branches.
Fees and charges apply. Full details of terms and conditions are available on application. These may be varied, or new terms and conditions introduced, in the future. The content on these pages is for information only and is not an offer by the Bank to provide the products and services. Products and services described here are only available within Australia. Any application for credit is subject to Westpac's normal lending criteria.
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