Personal insurance - protecting what you have

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How much it will cost to insure your assets.
The reasons why half a million Australians retired early.

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Products

Product overview	What	Who	Details
Term Life Insurance	Provides a lump sum if the insured person dies May also provide a lump sum (optional) if the insured person is permanently disabled or suffers from a specific medical condition Premiums can be tax effective when taken as superannuation	Suits those aged 17 to 69 years	Product Disclosure Statement Case study
Living Insurance	Pays a lump sum to cover your medical and other expenses (like mortgage repayments) if you suffer from a specified medical condition	Suits those aged 17 to 59 years	Product Disclosure Statement Case study
Income Protection	Pays up to 75% of your regular income to help maintain you and your family's lifestyle, if you are disabled by illness or injury	Suits those employed or self-employed, and aged 17 to 59 years	Product Disclosure Statement Case study
Westpac Estate Plan	Provides a lump sum payment upon death to help cover expenses such as legal costs, medical costs and any outstanding bills	Acceptance is guaranteed, regardless of your health or pastimes, as long as you're aged between 45 and 70 years	Product Disclosure Statement Apply online
Westpac Accidental Death Plan	Pays a lump sum if you die in an accident Helps your family meet expenses such as home loan repayments, education, funeral costs	Suits those aged 18 to 69 No health assessment or medical examination required	Product Disclosure Statement
Westpac Future Cover	Pays a lump sum if you die in an accident or from illness Premiums based on age, gender, whether you smoke, and the level of cover you choose	Suits those aged 18 to 54 No medical examinations required	Product Disclosure Statement Apply online
Westpac Well	Pays a lump sum to cover medical and other expenses (like mortgage repayments) if you suffer from a specified medical condition	Suits those aged 18 to 54 No medical examinations required	Product Disclosure Statement Apply online

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