Investments - growing your wealth

Show me:

How investing provides protection from inflation.
The benefits of a diversified strategy.
The short term pain, long term gain of a higher risk strategy.

Calculate:

How much could you afford to invest each month - use our budget planner.
Whether you're on track to reach your financial goals - use our financial goals calculator.

Find out:

More about investing.
How to invest on your own, without financial advice.
About getting financial assistance and how to prepare for it.
How to balance risk and return and take advantage of opportunities.

More visual demos

View more calculators

Investment products:

Product overview	What	Who	Details
Managed funds - available directly BT Investor Choice Funds	Access to a wide range of investment opportunities including international shares, Australian shares, property, fixed interest and cash Invest in a particular asset class or mix of asset classes	Suits those seeking income or growth from their investments generally over the long term Minimum investment $5,000, or $2,000 with a regular investment plan of $100 or more per month	Historical performance Product Disclosure Statement and apply BT Investor Choice forms BPAY contributions Buy-sell differentials
Managed funds¹ BT Investment Funds	Save on entry fees - You receive a 100% rebate when investing on your own Choice of manager and investment style - A wide range of quality investment options (43 managed funds)	Suits those seeking income or growth from their investments generally over the long term Minimum investment $5,000 into the range or $2,000 with regular Investment Plan of $100 or more per month	Product Disclosure Statement Apply online Compare funds
BT Premium Cash Fund¹	A cash fund that aims to pay a highly competitive rate of return No contribution or withdrawal fees and no minimum investment period	Suits those seeking a highly competitive rate of return on a cash holding Minimum investment $5,000	Product Disclosure Statement
Master trust and wrap services¹ BT Personal Portfolio Service - Investments	Bring your investments together in one place and receive consolidated reports Choose from a range of managed funds, provided by leading local and international fund managers	Suits those seeking to invest with a range of fund managers but want one point of contact Minimum investment $50,000	View and compare funds Historical performance Indirect Cost Ratio (ICR)
Master trust and wrap services¹	Select from a large range of managed funds provided by leading local and international fund managers Consolidated reporting across your accounts, which makes tax time easier	Suits general investors (individuals, joint investors, partnerships, trusts, companies and self-managed super funds) Minimum investment $5,000 or $2,000 with a regular deposit plan of $100 or more per month	BT Portfolio Wrap Essentials
Westpac Cash Manager¹	A high interest bank account Cash is at call 24 hours a day and can be accessed through ATMs, EFTPOS, over the phone and online	Suits those who want a low risk, short-term parking for funds in between investments Minimum investment $5,000, but $10,000 is required to avoid paying a service fee	Apply now
Westpac Cash Management Trust - available directly	This fund invests in short-term money market securities and other interest-bearing securities and is considered a low risk investment Cash is at call and can be accessed over the phone or online	Suits those who want a low risk, short-term parking for funds in between investments Minimum investment $5,000 for Westpac Cash Management Trust	Product Disclosure Statement and apply
Insurance bonds¹ Westpac Foundation Plans	A life insurance policy that operates like an investment Offers a tax-effective way to invest a lump sum or save to meet long-term goals Managed by experts to save you time and maximise returns	Suits investors who are saving for long-term goals like education Minimum investment $3,000, or $1,000 with regular savings plan of $100 a month	Historical performance Product Disclosure Statement
Broking¹	Buy and sell shares and warrants listed on ASX Get information on portfolio performance, trading history and market updates, use charting tools and track share prices	Suits self-directed investors who want straight through processing of trades online or over the phone	Test drive Trading guide Terms and conditions Register

1. Available through Westpac Financial Planners.

Fund performance

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General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our Australian Prudential Regulation Authority Registrable Superannuation Entity (RSE) Licence & Registration numbers.

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