Choose the right business credit card

Call Business Direct on
132 772 or Country Business Direct on 1300 134 979

Compare our Business Credit cards

Information at a glance to help you choose which credit card meets your needs.

Interest rates and other fees & charges

Information on applying

Switch your business cards

Track/complete application

Managing your cards

Security for your card

Your Altitude points

Select a card

BusinessChoice Rewards Card

Earn Qantas Frequent Flyer points on your spend, no points capping¹
Be covered with a wide range of complimentary insurances²
Up to 45 interest-free days on purchases⁴

More info

BusinessChoice Everyday Card

Conveniently pay for your everyday purchases
Low purchase and competitive cash advance variable interest rates
Up to 45 interest-free days on purchases⁴

More info

View all business credit cards

Pen or PIN

You now have a choice when verifying transactions with certain credit cards; either sign as normal or key in your PIN.

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Require a credit card with corporate liability?

Our range of commercial credit cards are suited to business customers requiring a credit card with corporate liability.

General advice on this website has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, consider its appropriateness. Consider our disclosure documents, which include Product Disclosure Statements (PDS) for some products. The PDS is relevant when deciding whether to acquire or hold a product. View our ABN & RSE Numbers for Superannuation entities.

1.Qantas Frequent Flyer points accrue at individual cardholder level only. New points earned during a statement cycle are added to your points balance on a monthly basis, usually within 14 days after your statement is issued. The earning of Qantas Frequent Flyer points through the BusinessChoice Rewards Card is subject to the BusinessChoice Rewards Card Rewards Terms and Conditions. You must be a member of the Qantas Frequent Flyer program and have provided Westpac with your valid Qantas Frequent Flyer number. Membership of the Qantas Frequent Flyer program is subject to the Terms and Conditions of the Qantas Frequent Flyer program. A joining fee applies. Please refer to qantas.com/frequentflyer or call the Qantas Frequent Flyer Service Centre on 13 11 31 for more information.
2. Insurance covers are issued by Zurich Australia Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) to Westpac Banking Corporation under separate Master Policies. Zurich is liable for separate risks insured under the terms of each of those policies. The benefits of the insurance covers are extended to Westpac's accountholders or cardholders as relevant (as third party beneficiaries) as complimentary benefits. The accountholder or cardholder is under no obligation to accept the benefits of the covers and cover is subject to the terms and conditions of the policies. For the benefit of the various insurance covers to extend to the cardholder, the cardholder must comply with the insurance terms and conditions. No Westpac group company has any liability in connection with the insurance policies. The BusinessChoice Rewards Card complimentary insurance terms and conditions and the Commercial Card Insurance Policy may be obtained by downloading or calling 1300 367 228.
3. The minimum credit limit for any business is $2000, and the minimum credit limit per card is $1000. Credit limits for the business can be changed by Westpac at any time and the Principal can change the limit of individual cardholders at any time provided the limit is within the business limit.
4. On credit purchases only, where the closing balance is paid in full by the statement due date each month.

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Products and services described here are only available in Australia. Fees and charges apply. Full details of all terms and conditions are available on application. These may be varied, or new terms and conditions introduced, in the future.